Tag Archives : Childcare


Momblog: Childcare Part 4 – Pros & Cons 2

istock_000004208583mediumNow that we’ve shared on this blog a bit about your choices for childcare (Parts 1 & 2) and the legal aspects of hiring in-home help (part 3), it’s time to discuss the Pros and Cons when hiring in-home help (specifically nannies).   Tanya Jeannet, owner of Rockmybaby Nanny & BabySitting agency has compiled this list, to help parents make informed choices about the kind of care they need.

Tanya writes:

When deciding to hire live-in help, parents have to be aware of both the pros and cons and to carefully consider whether this arrangement would be suited to them and their family.

Pros of a Live-In Nanny:

  • The person becomes part of the family, providing support to the family when parents have to work and need an extra pair of hands
  • Children are secure in having the same caregiver on a consistent basis
  • Live-in nannies have a more flexible schedule and can be there should you work late or need to leave early or watch the kids overnight
  • There is someone at home already so there is no need to rush the kids off to daycare early in the morning before heading to work
  • You have someone you can use for babysitting (at an extra cost)
  • Live-in nannies often help with light housekeeping and run light errands
  • Live-in nanny salaries are more cost effective as you are providing the food and accommodation
  • There is some anecdotal evidence that the retention rate of a live-in nanny is better than their live-out counterparts

Cons of a Live-In Nanny

  • Monthly food and utility expenses will increase but this is evened out with the lower salary cost of a live-in nanny
  • Space needed in home to provide accommodation for the nanny
  • Less privacy as you are in essence sharing your private space with another person
  • May need to provide use of a car to the nanny
  • When you have a dispute can make things more awkward

Is a live-in nanny suited to your family?

  • Do you mind having someone’s dirty socks lying around besides your family members?
  • Can you deal with conflict constructively? Would you ignore the nanny in a conflict situation or communicate and resolve the issue openly?
  • If your nanny comes home from a late night out, knocking over the pot plant on her way in, how would you react?
  • Are you happy to have your nanny watch tv with you with her running commentaries?

What I’m trying to say here in a light hearted way is that hiring a live-in nanny is like accepting a new member into your family and that even though the family and nanny’s new lifestyle may need some adjustment, the pros sometimes outweigh the cons.  When they do, this can be the start to a long, mutually beneficial collaboration.

©Tanya Jeannet
Owner / Inhaberin
Rockmybaby® Switzerland
043 4440978

This post originally published on the Rockmybaby Blog on 28 July 2013.
Copy-edited for expatparent on 9 August 2013

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To read additional blog posts in this series, check out Parts 1 & 2 & 3

 


Momblog: Childcare Part 3

Logo_HealthyAndSafeAs previously written in parts 1 & 2 of this Childcare series, as parents, we all know that what we want is what’s best for our children.  When it comes to childcare, that means we have to consider the right childcare arrangement for our family and our child(ren).   For those of you who have decided to employ someone to regularly care for your child, Luitgard from Healthy & Safe Away from Home has compiled this blog (adapted & translated from information provided by the Swiss Red Cross) to let you know the most important information, legal and otherwise, that you need to know when hiring.

Role of the Babysitter
The work of a babysitter falls under the category of “employees in a household”. This includes all positions of childcare and household help in a private household, including nannies, babysitters, aupairs, household help, cleaning help, etc.

Permission to Work
There is no clear legal regulation from which age minors are allowed to work as babysitters. The only thing that is clear is that adolescents between 13 and 15 years of age may only work light jobs for a maximum of 9 hours per week and half of their holidays for full day jobs. Adolescents older than 15 years may work longer.

Strictly speaking, employing an adolescent for work in a private household does not fall under this protection act. However, it is recommended to employ no babysitters younger than 13 years, unless an adult is present at the time to supervise the babysitter.

Social Insurance Contributions
Parents employing babysitters must pay Pension, Disability & Income Replacement (assurance vieillesse et invalidité et allocations pour perte de gains – AVS) for babysitters who are 17 years of age or older.  They must also register the babysitter with the AVS-Caisse de Compensation.  Registration is mandatory no matter the salary.  This obligation is also required for babysitters hired during holidays.  Half of these social contributions may be deducted from the babysitter’s salary.

Accident insurance
Parents employing a babysitter for their child/children are employers.  For babysitters 17 years of age or older, they must take out an Accident Insurance for him/her.  The type of accident insurance is dependent upon the number of hours per week the babysitter works.   For babysitters working

  • Fewer than eight hours per week employers must take out accident insurance against occupational accidents (Assurance contre les accidents professionnels LAA / Berufsunfall UVG), which includes accidents on the way to work (babysitting).  The premium is payable by the employers (i.e. the parents hiring the babysitter)
  • Eight hours or more per week employers must take out accident insurance against both occupational and non-occupational accidents (Assurance contre les accidents professionnels et non-professionnels). The premium may be deducted from the babysitter’s salary.

Many insurance companies offer affordable and impersonal insurance policies for all employees of private households (household help, gardener, babysitter, etc).   Accident insurance covers all accidents that can happen to a babysitter while taking care of your children.   To compare policies, visit the Swiss Insurance Comparison website Comparis.

For babysitters who are minors (under the age of 17),  parents should verify whether the adolescent’s own private health insurance covers accidents.  If it does, it would be unnecessary to take out additional private accident insurance.

Liability & Liability Insurance
Legally, being employed as a babysitter makes that babysitter liable to follow the responsibilities bestowed to him/her. In case of harm or damage, if he/she cannot prove that the damage occurred through no fault of his/her own, the babysitter has to pay for the damage.  For adolescents who are minors, it is unclear whether they could be held responsible.   Instead, if the minor has been working with the approval of the parents or legal guardian, then his/her parents (i.e. the parents of the babysitter) could be held responsible for damage (where applicable).  A person is also liable for damages if he/she unlawfully causes harm or damage, whether intentionally or negligently.  This would include a babysitter doing something that is not legally permitted.  In such cases, he/she is legally responsible, even as a minor.

For this reason, babysitters (either themselves or their parents) should take out third-party/personal liability insurance  (assurance responsabilite civil).   Anyone who is hiring a babysitter to take care of their child should check with their babysitter or with the babysitter’s parents about such insurance.

Should your children do harm or damage while being babysat, if the babysitter has acted responsibly during such harm or damage, you as parents are held responsible. In case of damage, check with your third-party/personal liability insurance to see who has to cover the costs of any damages.

It is possible to hire a company or notary to do all the paperwork for you or hire a babysitter through an agency who may or may not assist with the above.   Read our earlier blogs Childcare 1 & Childcare 2 for this information.  You may also wish to read the AVS brochure (in French) on what is considered domestic help,

 

This blog contributed by Healthy & Safe Away from Home, first published on their blog in June 2013
It was adapted for the expatparent blog & published 15 July 2013
The information contained herein was gathered and translated from information from this Swiss Red Cross.
Both Healthy & Safe and expatparent CH cannot be held responsible for any mistakes in the information provided.